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Thread: Buggy insurance?
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January 15th, 2018, 09:05 AM #1
- Join Date
- Apr 2012
- Location
- fort collins
- Member #
- 29093
Buggy insurance?
Where does everybody go for insurance on their buggies? I'm mainly worried about theft and my insurance company only wants to insure it for the value of a samurai. Since that is what it started as.
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January 15th, 2018, 08:18 PM #2
I talk to my agent and they really didn’t come up with anything good...
rig- 04 TJ for going to the malls and tow pig- 15 F350
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January 16th, 2018, 04:50 PM #3
- Join Date
- Mar 2003
- Location
- Denver
- Member #
- 1973
Stated value insurance?
-Scott
http://www.scottstephenphotography.com
http://www.rmecc.net
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January 17th, 2018, 07:35 AM #4
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January 17th, 2018, 09:16 AM #5
I wonder if a specialty company like a Hagerty that insures hot rods and collector cars would be the way to go???
You could also ask over on a place like Race-Dezert forum https://www.race-dezert.com/forum/
They dump tons of money in their trucks like we do!'01 "Cherokee" - Kind of.... (Jeep: Steering Column, Firewall, Partial "frame", Brake Booster,and a Little Sheet Metal)
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January 17th, 2018, 10:35 AM #6
Hagerty would not do a stated value policy when I was looking. I ended up at American Collectors. You never know how good a company is until you need them and I have thankfully not had to test them yet. But been happy so far.
God Forgives, Rock's Don't www.ucora.org
1973 Bronco, 351 SEFI, Locked, discs, 35's ZF-5spd and Atlas 4spd. 235:1 Crawl Ratio
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January 17th, 2018, 11:33 AM #7
From what I can tell Hagerty and American Collectors will only insure classic vehicles.
Have you ever seen a man eat so much fish?
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January 17th, 2018, 12:59 PM #8
Been looking on pirate for an answer and many claim USAA will insure a buggy, if you qualify of course.
Here are some others that will provide coverage, supposedly.
https://stratuminsurance.com/dune-buggy-insurance/
http://www.foremost.com/
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January 17th, 2018, 02:37 PM #9
Interesting. USAA wouldn't do a stated value on my bronco. And it makes little sense to insure it as a stock rig...
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January 19th, 2018, 07:25 AM #10
Year's ago Farmers did a Stated Value policy on my Jeep. Never needed it for a claim. Had it for several years with them.
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February 5th, 2018, 05:07 PM #11
back when i had my Sierra Cosworth i had a stated value policy with AAA, and unfortunately i used it. twice. its been about 15 years though.
1950 CJ3a - Wilma
1999 F350 PSD - Betty
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March 5th, 2018, 02:38 PM #12
State Farm is working on a quote for me, nothing official yet but my agent thinks it will be:
Liability $100 year 250/500 deductible
Physical Damage (comp & collision is combined).
Physical Damage 100 deductible is $277 year and $250 deductible is $219 year
5000 medical $45 year
Packaged $422 year with 100 deductible
Packaged $364 year with 250 deductible
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March 6th, 2018, 06:03 AM #13
- Join Date
- Apr 2012
- Location
- fort collins
- Member #
- 29093
did you ask about comprehensive? as theft is my biggest concern.
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March 6th, 2018, 08:29 AM #14
That would be the "physical damage" for $277 a year. I need to find out if that is for what I state the value is though.
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April 15th, 2018, 10:59 PM #15
I finally got my policy completed. It was more than originally quoted so I increased the deductible to get the cost down, ended up being ~$35 per month.
April 17th, 2018, 10:25 PM in Staging Area