Results 1 to 15 of 15
  1. #1

    Buggy insurance?

    Where does everybody go for insurance on their buggies? I'm mainly worried about theft and my insurance company only wants to insure it for the value of a samurai. Since that is what it started as.

  2. #2
    tjjared413's Avatar
    Join Date
    Feb 2005
    Location
    Glenwood Springs, Co
    Member #
    5925
    Images
    16
    I talk to my agent and they really didnít come up with anything good...
    rig- 04 TJ for going to the malls and tow pig- 15 F350

  3. #3
    Stated value insurance?
    -Scott
    http://www.scottstephenphotography.com
    http://www.rmecc.net

  4. #4
    tjjared413's Avatar
    Join Date
    Feb 2005
    Location
    Glenwood Springs, Co
    Member #
    5925
    Images
    16
    Quote Originally Posted by rmjeep View Post
    Stated value insurance?
    I tried that and didn't get any where... could just be my company...

  5. #5
    Short Bus's Avatar
    Join Date
    Oct 2006
    Location
    Arvada
    Member #
    10606
    Images
    2
    I wonder if a specialty company like a Hagerty that insures hot rods and collector cars would be the way to go???


    You could also ask over on a place like Race-Dezert forum https://www.race-dezert.com/forum/
    They dump tons of money in their trucks like we do!
    '01 "Cherokee" - Kind of.... (Jeep: Steering Column, Firewall, Partial "frame", Brake Booster,and a Little Sheet Metal)

  6. #6
    Hagerty would not do a stated value policy when I was looking. I ended up at American Collectors. You never know how good a company is until you need them and I have thankfully not had to test them yet. But been happy so far.
    God Forgives, Rock's Don't www.ucora.org
    1973 Bronco, 351 SEFI, Locked, discs, 35's ZF-5spd and Atlas 4spd. 235:1 Crawl Ratio

  7. #7
    newracer's Avatar
    Join Date
    Aug 2006
    Location
    Timnath, CO
    Member #
    10010
    Images
    29
    From what I can tell Hagerty and American Collectors will only insure classic vehicles.
    Have you ever seen a man eat so much fish?

  8. #8
    newracer's Avatar
    Join Date
    Aug 2006
    Location
    Timnath, CO
    Member #
    10010
    Images
    29
    Been looking on pirate for an answer and many claim USAA will insure a buggy, if you qualify of course.

    Here are some others that will provide coverage, supposedly.

    https://stratuminsurance.com/dune-buggy-insurance/
    http://www.foremost.com/

  9. #9
    Interesting. USAA wouldn't do a stated value on my bronco. And it makes little sense to insure it as a stock rig...

  10. #10
    Year's ago Farmers did a Stated Value policy on my Jeep. Never needed it for a claim. Had it for several years with them.

  11. #11
    back when i had my Sierra Cosworth i had a stated value policy with AAA, and unfortunately i used it. twice. its been about 15 years though.
    1950 CJ3a - Wilma
    1999 F350 PSD - Betty

  12. #12
    newracer's Avatar
    Join Date
    Aug 2006
    Location
    Timnath, CO
    Member #
    10010
    Images
    29
    State Farm is working on a quote for me, nothing official yet but my agent thinks it will be:

    Liability $100 year 250/500 deductible
    Physical Damage (comp & collision is combined).
    Physical Damage 100 deductible is $277 year and $250 deductible is $219 year
    5000 medical $45 year

    Packaged $422 year with 100 deductible
    Packaged $364 year with 250 deductible

  13. #13
    did you ask about comprehensive? as theft is my biggest concern.

  14. #14
    newracer's Avatar
    Join Date
    Aug 2006
    Location
    Timnath, CO
    Member #
    10010
    Images
    29
    That would be the "physical damage" for $277 a year. I need to find out if that is for what I state the value is though.

  15. #15
    newracer's Avatar
    Join Date
    Aug 2006
    Location
    Timnath, CO
    Member #
    10010
    Images
    29
    I finally got my policy completed. It was more than originally quoted so I increased the deductible to get the cost down, ended up being ~$35 per month.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •